Nomadic.Tax
JURISDICTION/US AUTHORITY/IRS TAX YEAR/2025 CLUSTER/US

US Tax Filing for Americans Living in Spain

Spain attracts thousands of American expats each year — drawn by culture, climate, and the growing digital nomad visa. Americans in Spain must continue filing US taxes while navigating Spain's complex tax system, including the Beckham Law (which taxes only Spanish-source income for qualifying newcomers) and the controversial Modelo 720 foreign asset declaration. We handle your US filing with full awareness of how Spanish residency rules and local taxes affect the optimal US strategy.

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APPLICABILITY/WHO THIS IS FOR

Who this is for

✓ US citizens and green card holders residing in Spain on long-stay or digital nomad visas
✓ Americans in Spain who qualify for the Beckham Law (Régimen de Impatriados)
✓ Expats with Spanish bank accounts, property, or investment portfolios
✓ Remote workers employed by US companies but living in Spain
✓ Americans retiring to Spain or moving for a partner's employment
FILING RECORD/FORMS THAT MAY APPLY

What this filing may involve

Every situation is different. The forms below commonly apply — your specific filing may vary.

Form 1040 — US Individual Income Tax Return
Form 2555 — Foreign Earned Income Exclusion (commonly used under Beckham Law where Spanish taxes are low)
Form 1116 — Foreign Tax Credit for Spanish income tax (IRPF) paid
FinCEN Form 114 — FBAR) — Spanish bank and investment accounts
Form 8938 — FATCA reporting for foreign financial assets
Form 8833 — US-Spain tax treaty position if applicable
Schedule C — for self-employed and freelance Americans (autónomo)
DOCUMENTS/INFORMATION REQUIRED

Documents usually needed

■ Certificado de retenciones from Spanish employer or Modelo 190 summary
■ Spanish bank statements for all accounts
■ Certificado de Residencia Fiscal from AEAT (if applicable)
■ Records of Beckham Law application approval if in that regime
■ Prior year US tax return
■ Social Security number or ITIN
■ Rental or investment income records if applicable
PROCESS/RETURN ASSEMBLY

How Nomadic.Tax works

AI-assisted preparation with licensed professional review — every time.

1
INFORMATION
Tell us about your Spanish visa type, income sources, and whether you are under the Beckham Law
2
DOCUMENTS
Upload Spanish income and tax documents to your Nomadic.Tax dashboard
3
AI PREPARATION
Our AI calculates the optimal FEIE vs Foreign Tax Credit strategy given your Spanish tax situation
4
PROFESSIONAL REVIEW / E-FILE
A CPA reviews, signs, and e-files your US return
PROFESSIONAL REVIEW/CPA / ACCOUNTANT SIGN-OFF

When human review matters

ⓘ Beckham Law often results in low Spanish taxes on foreign-source income, making FEIE attractive for earned income
ⓘ The Modelo 720 is a Spanish (not US) obligation; our service focuses on the US return, but we flag potential interactions
ⓘ The US-Spain tax treaty affects treatment of pensions, dividends, and certain business income

Relevant plans

Choose the package that best fits your situation, or view all plans.

Premier
$349
For self-employed nomads, freelancers and platform earners.
  • ✓Everything in Standard
  • ✓Schedule C & SE for self-employment
  • ✓Multiple income sources and currencies
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Most popular

Expat
$499
For Americans living abroad — FEIE, foreign tax credits and FBAR included.
  • ✓Everything in Premier
  • ✓Foreign Earned Income Exclusion (Form 2555)
  • ✓Foreign Tax Credit (Form 1116)
  • ✓FBAR filing (FinCEN 114) included
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Catch-Up Standard
$999
3 years of 1040 returns
  • ✓Up to 6 years of FBAR
  • ✓Prepared for streamlined compliance
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REFERENCE/COMMON QUESTIONS

Frequently asked questions about US Tax Filing for Americans Living in Spain

How does the Beckham Law affect my US tax filing?

The Beckham Law taxes only your Spanish-source income at a flat rate, so your foreign-source income may face little or no Spanish tax. This means the Foreign Tax Credit is smaller — making the Foreign Earned Income Exclusion more valuable for many Americans under the Beckham Law. Our CPAs model both options for your situation.

Do I need to worry about the Modelo 720?

The Modelo 720 is a Spanish reporting obligation for foreign assets — it's separate from and in addition to your US FBAR and FATCA obligations. Our service covers your US FBAR and Form 8938 filings, not the Modelo 720, which requires a Spanish tax advisor.

I moved from the US to Spain mid-year — do I file for the full year?

Yes. Your US Form 1040 covers the entire calendar year regardless of when you moved. For the months you were in Spain, you can apply FEIE or Foreign Tax Credit. For the months you were in the US, standard US filing rules apply.

I work remotely for a US company from Spain — do I owe Spanish tax?

Spain's tax authority may consider you a Spanish tax resident if you spend more than 183 days there, meaning Spanish IRPF applies to your worldwide income. This is a question for a Spanish advisor. On the US side, you'd use the Foreign Tax Credit to offset any Spanish taxes paid.

Who is this for?

Browse by your situation for tailored guidance and the right package.

US Expats in Europe Americans in Spain filing US returns alongside Spanish income tax obligations. See who this is for → US Expats Abroad US citizens in Spain reducing double taxation via the US-Spain tax treaty. See who this is for →

Related filing services

US Expat Tax Filing → View filing service FEIE — Form 2555 → View filing service FBAR Filing → View filing service US Digital Nomad Tax Filing → View filing service See All Pricing & Plans → View pricing & packages

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AI-assisted preparation, reviewed and e-filed by licensed professionals. Fixed price, no surprises.

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