US Tax Filing for Americans Living in Germany
Germany is home to a large American expat community, including employees of multinational companies, military personnel, academics, and remote workers. US citizens living in Germany face one of the more complex cross-border tax situations because Germany has high income taxes and a robust US-Germany tax treaty. Understanding whether the Foreign Tax Credit or FEIE is optimal — and how German benefits like Kindergeld interact with US filing — requires specialist knowledge. We handle it all at a fixed price.
Get started with your filingWho this is for
- ✓ US citizens and green card holders employed in Germany or by German companies
- ✓ Americans working remotely for US employers while residing in Germany
- ✓ Military personnel and government employees stationed in Germany
- ✓ Academics, researchers, and students with German-source income
- ✓ Americans with German pension accounts, investments, or bank accounts over the FBAR threshold
What this filing may involve
Every situation is different. The forms below commonly apply — your specific filing may vary.
- 1 Form 1040 — US Individual Income Tax Return
- 2 Form 1116 — Foreign Tax Credit (typically preferred over FEIE for Germany's high tax environment)
- 3 Form 2555 — Foreign Earned Income Exclusion (may apply in some situations)
- 4 FinCEN Form 114 (FBAR) — German bank and investment accounts
- 5 Form 8938 — FATCA reporting for foreign financial assets
- 6 Form 8833 — US-Germany tax treaty position disclosure if applicable
- 7 Schedule C — for freelancers and self-employed Americans (Freiberufler)
Documents usually needed
- 📄 Lohnsteuerbescheinigung (German wage tax certificate from employer)
- 📄 German bank and brokerage account statements
- 📄 Evidence of German residence registration (Anmeldung)
- 📄 German income tax assessment (Steuerbescheid) if previously filed in Germany
- 📄 Prior year US tax return
- 📄 Records of any US-source income received while living in Germany
- 📄 Social Security number or ITIN
How Nomadic.Tax works
AI-assisted preparation with licensed professional review — every time.
Answer questions about your German income, employer type, and any German tax filings
Upload your Lohnsteuerbescheinigung and other German tax documents
Our AI calculates whether Foreign Tax Credit or FEIE gives you the best outcome
A licensed CPA reviews and e-files your return
When human review matters
- ⓘ The US-Germany tax treaty contains specific rules on pensions, dividends, and business profits that require CPA review
- ⓘ Germany's solidarity surcharge and church tax may be creditable against US tax — our CPAs verify eligibility
- ⓘ German Kindergeld (child benefit) can complicate the US child tax credit calculation
[INSERT: customer testimonial, e.g. "corporate attorney in Frankfurt, Germany, saved money and stress using Nomadic.Tax"]
- corporate attorney, Frankfurt, Germany
Relevant plans
Choose the package that best fits your situation, or view all plans.
- ✓ Everything in Standard
- ✓ Schedule C & SE for self-employment
- ✓ Multiple income sources and currencies
- ✓ Everything in Premier
- ✓ Foreign Earned Income Exclusion (Form 2555)
- ✓ Foreign Tax Credit (Form 1116)
- ✓ FBAR filing (FinCEN 114) included
- ✓ Everything in Expat
- ✓ Schedules D & E for investments and rentals
- ✓ Foreign asset reporting (Form 8938)
- ✓ FBAR filing (FinCEN 114) included
Frequently asked questions about US Tax Filing for Americans Living in Germany
Germany has very high taxes — will I owe additional US tax?
Unlikely. Germany's effective income tax rates are generally higher than US rates, so the Foreign Tax Credit typically eliminates your US tax bill entirely. You still must file a US return, but the credit offsets the liability. Our CPAs run the calculation for your exact income level.
Can I claim both FEIE and Foreign Tax Credit?
Not on the same income. You can use FEIE to exclude some earned income, then use Foreign Tax Credit for taxes paid on any remaining income. However, for most Americans in Germany, using the Foreign Tax Credit on all income is more advantageous because Germany's taxes are high enough to wipe out most US liability.
What is a Lohnsteuerbescheinigung and why do I need it?
It's Germany's equivalent of a US W-2 — a year-end summary of wages paid and taxes withheld, issued by your German employer. We use it to determine your German taxable income and the German taxes paid, which form the basis for your Foreign Tax Credit claim.
I have a German pension or Riester account — how is this treated on my US return?
German pension schemes, including Riester and betriebliche Altersversorgung, are generally not treated as tax-deferred under US law in the same way as US 401(k)s. Contributions and earnings may have ongoing US reporting requirements. Our CPAs assess the correct treatment based on your specific pension type.