Nomadic.Tax
UK Landlords Abroad

UK Tax Filing for Non-Resident Landlords

Non-resident landlords face a specific set of UK tax obligations: the Non-Resident Landlord (NRL) scheme, the requirement to file a UK Self Assessment return, and potential withholding of 20% tax from letting agents. Whether you have one property or several, we handle your UK rental income tax filing with the non-resident pages completed correctly and every allowable expense claimed.

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Is this for me?

  • Own UK rental property while living outside the United Kingdom
  • Receiving UK rental income and unsure whether you need to file
  • Letting agent is withholding 20% tax from your rental payments
  • Wanting to apply for the Non-Resident Landlord gross payment scheme
  • Multiple UK properties or mixed property and employment UK income

Why this is complex

  • NRL scheme means letting agents withhold 20% tax automatically, you must reclaim via Self Assessment
  • Mortgage interest relief is restricted to 20% tax credit for higher-rate taxpayers
  • Wear and tear allowance was abolished, only actual costs are deductible
  • Capital Gains Tax applies when you sell UK residential property, even as a non-resident
  • Non-resident property disposals must be reported to HMRC within 60 days of completion

Recommended plans

Leaver / Non-Resident
£149
For people leaving the UK or already non-resident with UK income.
  • ✓  Statutory Residence Test & split-year review
  • ✓  Non-resident landlord and UK property income
  • ✓  UK company salary/dividends for non-residents
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UK Plus
£199
For more complex returns with multiple income sources.
  • ✓  Everything in Leaver / Non-Resident
  • ✓  Multiple properties or investment types
  • ✓  Additional advisory support as needed
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What's included

AI-assisted preparation

Our AI gathers your information, spots missing data, and drafts your return, faster and more accurately than forms alone.

Licensed professional review

A licensed CPA (US) or qualified accountant (UK) reviews every return before it's filed. No AI-only filings.

Fixed, transparent pricing

No hidden fees. The price you see is what you pay, including all forms covered by your package.

[INSERT: customer testimonial, e.g. "buy-to-let landlord in Spain, saved money and stress using Nomadic.Tax"]

- buy-to-let landlord, Spain

Frequently asked questions about UK Tax Filing for Non-Resident Landlords

What is the Non-Resident Landlord scheme?

Under the NRL scheme, UK letting agents and tenants are required to deduct 20% basic rate tax from rent paid to non-resident landlords and pay it to HMRC. You can apply to HMRC to receive your rents gross, we handle this application as part of your onboarding.

What expenses can I deduct against my UK rental income?

Allowable expenses include mortgage interest (subject to the relief restriction, now limited to 20% basic rate credit), letting agent fees, repairs and maintenance, property insurance, and ground rent. We claim every allowable expense to minimise your taxable rental profit.

Do I need to declare UK rental income in my home country too?

Most countries require you to report worldwide income, including UK rental income. A double tax treaty between the UK and your country of residence usually provides relief so you don't pay full tax in both places. We focus on the UK filing; many clients also use local advisors for their home-country return.

I have multiple UK properties, which package do I need?

UK Plus (£199) covers multiple properties or investment types. It includes everything in Leaver/Non-Resident plus the flexibility to handle several properties, additional income sources, and advisory support as needed.

Related tax guides

Guide
UK Self Assessment Guide

SA109 non-resident pages, the January 31 deadline, and how HMRC's penalty structure works.

Guide
UK Tax Deadlines 2025

Register by October 5, file by January 31, and understand payments on account.

Guide
UK Statutory Residence Test (SRT)

Confirming your non-resident status with automatic overseas tests and sufficient ties.

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